What Should I Do If I’ve Been in a Hit-and-Run in Florida?
a step-by-step guide
Introduction
A hit-and-run accident is stressful and overwhelming. If you’ve been in a hit-and-run in Florida, you might feel uncertain about what to do next. Florida law requires drivers to stay at the scene of an accident, but unfortunately, some people don’t follow this rule. Knowing what to do can help you protect yourself, your rights, and your potential for compensation.
In this article, we’ll cover the essential steps to take after a hit-and-run accident in Florida, your options for recovering damages, and when to consider hiring a personal injury lawyer.
1. Ensure Safety and Check for Injuries
The first priority after any car accident is safety. Move to a safe location if possible, away from traffic, and check yourself and any passengers for injuries. Call 911 immediately if there are any injuries, no matter how minor they may seem.
2. Report the Accident to Law Enforcement
In Florida, hit-and-run accidents should always be reported to the police. When the police arrive, provide as many details as you can remember about the other vehicle and driver, including:
- Color, make, and model of the vehicle
- License plate number (even partial numbers can be helpful)
- Any distinguishing features (e.g., bumper stickers, dents)
- Direction in which the driver fled
A police report is essential for your insurance claim and any legal actions you may pursue. Florida law also imposes criminal penalties on drivers who leave the scene of an accident, so reporting the accident helps law enforcement locate the at-fault driver.
3. Document the Scene and Gather Evidence
While waiting for law enforcement, start documenting the accident scene. Take clear photos and videos of:
- Your vehicle and any visible damage
- The location of the accident
- Skid marks, debris, or any other relevant road conditions
If any witnesses saw the accident, ask for their contact information and statements. Witnesses can provide additional details that may help law enforcement track down the fleeing driver.
4. Seek Medical Attention
Even if you feel fine, it’s essential to see a doctor. Some injuries, like whiplash or concussions, might not show symptoms immediately but can become more serious over time. In addition to safeguarding your health, a medical evaluation provides documented proof of injuries, which can be valuable if you need to file an insurance claim or a lawsuit.
5. Notify Your Insurance Company
In Florida, hit-and-run victims have certain protections under their own insurance policies, thanks to the state’s Personal Injury Protection (PIP) coverage requirement. PIP coverage can help cover medical expenses and lost wages, regardless of who is at fault.
Additionally, if you carry uninsured motorist (UM) coverage, you may be able to file a claim under that policy. UM coverage is particularly useful in hit-and-run cases where the at-fault driver is unknown. Notify your insurance company as soon as possible, providing them with the police report and any other documentation you have.
6. Consult with a Personal Injury Lawyer
Navigating the insurance process alone can be challenging, especially in a hit-and-run case. Florida’s personal injury laws are complex, and a lawyer can help you understand your options and pursue maximum compensation. An experienced personal injury attorney will:
- Communicate with your insurance company on your behalf
- Investigate the accident further to identify potential leads on the hit-and-run driver
- Help you gather and preserve evidence
- Advocate for you to receive fair compensation for medical bills, lost wages, pain and suffering, and property damage
What Compensation Can You Recover After a Hit-and-Run?
If you’ve been injured in a hit-and-run, you may be eligible for compensation for:
- Medical expenses: PIP covers immediate medical costs, but if the injury is severe, you may seek additional compensation through UM coverage or a lawsuit.
- Lost wages: Compensation for time missed from work due to injuries.
- Pain and suffering: Damages for the physical pain and emotional distress resulting from the accident.
- Property damage: Compensation for repairs to your vehicle or other property damaged in the accident.
FAQs About Hit-and-Run Accidents in Florida
- What if the hit-and-run driver is located?
If law enforcement identifies the hit-and-run driver, you can pursue compensation directly from their insurance company. Your lawyer can guide you through this process and help determine if a personal injury lawsuit is advisable. - How long do I have to file a claim?
In Florida, the statute of limitations for personal injury claims is generally four years from the date of the accident. However, insurance claims have stricter deadlines, so acting quickly is essential. - What should I do if I don’t have uninsured motorist coverage?
If you don’t have UM coverage, you may still be able to recover certain costs through your PIP coverage and other applicable coverage options. An attorney can review your policy and help you maximize available compensation.
Conclusion
A hit-and-run accident leaves victims feeling vulnerable and frustrated. Insurance companies may deny claims or offer low settlements, but an experienced personal injury lawyer can advocate for your rights and work to get you the compensation you deserve. They will handle all communications, investigate your case, and ensure you receive fair treatment.
If you or a loved one has been involved in a hit-and-run in Florida, contact the Duncan Injury Group for a free consultation. We’ll help you understand your rights and options for seeking justice after a hit-and-run accident. Call us today to get started.