I was injured as a passenger in an Uber or Lyft. Who is responsible? +
As a passenger, you are in the strongest position of anyone involved in a rideshare accident. Uber and Lyft both carry commercial liability policies up to $1 million that cover passengers when the app is active. You may have simultaneous claims against the rideshare driver, the other driver, and both insurance carriers depending on who caused the crash. Our attorneys untangle these overlapping coverages and pursue every available dollar on your behalf.
What if I was hit by an Uber or Lyft driver while driving my own car? +
The coverage available depends on the driver's app status at the time of impact. If the app was on and the driver was en route to a pickup or carrying a passenger, Uber or Lyft's $1 million commercial policy applies. If the app was off, only the driver's personal auto insurance covers the claim. If the app was on but no ride was accepted, a lower contingent liability policy applies. These distinctions significantly affect your recovery — an experienced rideshare attorney is essential.
Does Uber or Lyft's insurance cover me if the other driver caused the accident? +
Yes. If a third-party driver caused the accident and their insurance is insufficient, Uber and Lyft's uninsured/underinsured motorist coverage can step in to cover the gap. This is one of the most valuable protections available to rideshare passengers and is frequently overlooked. We review every layer of available coverage to make sure nothing is left on the table.
Can I sue Uber or Lyft directly? +
Uber and Lyft classify their drivers as independent contractors, not employees, which limits direct liability against the company in most circumstances. However, their insurance policies still apply regardless of employment classification, and there are circumstances — such as negligent hiring or failure to properly vet drivers — where direct claims against the company may be viable. Our attorneys evaluate every angle of your case to maximize your recovery.
What if the Uber or Lyft driver fled the scene? +
If the at-fault rideshare driver fled, your own uninsured motorist coverage is your primary recourse. Additionally, Uber and Lyft's platforms maintain detailed trip records, GPS data, and driver identification — information we can subpoena to identify the driver and establish liability. Do not assume a hit-and-run rideshare case is unwinnable. Contact us immediately.
I was a pedestrian or cyclist hit by a rideshare driver. Do I have a claim? +
Yes. Pedestrians and cyclists injured by Uber or Lyft drivers have the same claims available as vehicle occupants. If the driver's app was active, the commercial policy applies. Injuries to pedestrians and cyclists in these cases are often severe — our attorneys pursue maximum compensation including medical expenses, lost wages, pain and suffering, and long-term disability damages.
Should I report the accident through the Uber or Lyft app? +
You can report the accident through the app, but do not provide a recorded statement or accept any settlement offer from Uber or Lyft's insurance without speaking to an attorney first. These companies have claims teams trained to minimize payouts. Reporting the incident to preserve the record is fine — negotiating or accepting anything without legal representation is not. Call us first.
How much is my Uber or Lyft accident claim worth? +
Rideshare accident claims can be worth significantly more than standard car accident claims because of the higher insurance policy limits involved. With up to $1 million in commercial liability coverage available, serious injury claims in rideshare cases frequently result in six-figure settlements. The value of your specific case depends on the severity of your injuries, medical costs, lost wages, and the circumstances of the accident. Contact us for a free evaluation.
What if the rideshare driver's personal insurance denies the claim? +
This is extremely common. Most personal auto insurance policies exclude coverage when the vehicle is being used for commercial purposes, including ridesharing. When a driver's personal insurer denies the claim, Uber or Lyft's commercial policy becomes the primary source of recovery — but navigating that transition requires an attorney who understands rideshare insurance structures. We handle these denials routinely.
Does Florida's no-fault law apply to rideshare accidents? +
Yes. Florida's no-fault PIP system applies to rideshare accidents just as it does to standard car accidents. Your own PIP coverage handles initial medical bills and lost wages regardless of fault. However, once your injuries meet Florida's serious injury threshold, you can step outside the no-fault system and pursue a full claim against the at-fault driver and the applicable rideshare insurance policy. Most significant rideshare injuries qualify.
How long do I have to file a rideshare accident claim in Florida? +
For accidents occurring on or after March 24, 2023, Florida's statute of limitations for personal injury claims is two years from the date of the accident. Missing this deadline permanently ends your right to pursue compensation. Rideshare cases also involve digital evidence — GPS records, trip logs, app data — that must be preserved quickly before it is overwritten or deleted. Contact an attorney as soon as possible after your accident.
What evidence should I gather after a rideshare accident? +
If you are physically able, document everything at the scene: take photos of all vehicles, injuries, and the accident scene; screenshot your trip details in the app before closing it; get the names and contact information of witnesses; and call 911 to generate a police report. Do not delete the app or your trip history. Save all medical records and bills. The more documentation you preserve immediately, the stronger your case will be.
My accident was several months ago. Can I still file? +
Likely yes — Florida's two-year statute means you almost certainly still have time. But the case you can build weakens every week you wait. Rideshare app data, GPS records, and trip logs have retention limits and may already be gone. Witnesses move on. Medical gaps grow. Call us today regardless of when your accident happened — we will tell you exactly where you stand and what evidence may still be recoverable.
Does DIG Law handle rideshare accident cases in Texas and Arizona too? +
Yes. We are licensed and actively practicing in Florida, Texas, and Arizona. Rideshare insurance structures are governed by both state law and Uber and Lyft's corporate policies, which vary by state. Texas and Arizona both carry two-year statutes of limitations for most personal injury claims. Our approach — aggressive representation, thorough evidence gathering, no pressure to settle short — is identical across all three states. Call the office nearest you and we will handle the rest.