DIG Law Group
Serving Florida, Texas & Arizona

Rideshare Injuries

Uber and Lyft accidents involve overlapping insurance policies, driver app status, and corporate liability questions that standard car accident claims don't. DIG Law knows every layer. Free consultation, no fee unless we win.

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No Fee Unless We Win Free 24/7 Case Review Licensed in FL, TX & AZ
Ian Duncan, DIG Law attorney
Licensed Trial Attorneys
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3 StatesFlorida · Texas · Arizona
Why DIG Law

Why DIG Law for Your Ride Share Case? Simple.

With the ever-growing public use of rideshare services, our firm leaves no stone unturned in our investigation of auto accidents to determine whether the acts or omissions of a rideshare driver or company played a part in our clients being injured. From verifying whether the rideshare driver is properly licensed and/or trained to running criminal and driving history searches for the driver and verifying applicable insurance coverage we meticulously gather the evidence necessary to hold negligent rideshare drivers and companies accountable for the injuries they may inflict on our clients.

Whether negotiating with insurance companies or litigating in court, our experienced team is dedicated to supporting victims of rideshare accidents, providing personalized guidance and the effective representation necessary to win. If you've been injured in a rideshare accident, we encourage you to schedule a complimentary consultation to learn how our dedicated team can help you pursue the justice and compensation you rightfully deserve.


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We Don't Get Paid Unless You Get Paid.

We front every cost of your case - investigation, driver background checks, expert witnesses, filing fees - and only get paid as a percentage of your recovery. If we don't win, you owe us nothing.

Rideshare Insurance Expertise

Uber and Lyft's insurance applies differently depending on driver app status. We know every layer - from PIP to the $1 million commercial policy - and make sure nothing is left on the table.

Licensed Trial Attorneys in 3 States

Florida, Texas, and Arizona - each with distinct rideshare laws and insurance requirements. We practice in all three and are ready to take your case to trial if that's what it takes.

DIG Law - Rideshare Accident Attorneys
What We Handle

Common Types of Ride Share Accidents

At the Duncan Injury Group, we recognize the importance of having vetting and properly training drivers that are transporting the public in exchange for payment. Failure to do so can unfortunately result in significant injuries resulting from rideshare accidents. That is why our dedicated team of attorneys is committed to holding these drivers and companies accountable for their negligence and resulting damage.

If you've suffered an injury due to a rideshare accident, you can rely on DIG Law to provide compassionate assistance and steadfast representation every step of the way.

Passenger Injuries ▾
As a passenger in an Uber or Lyft, you are in the strongest legal position of anyone involved in a rideshare accident. Both companies carry commercial liability policies up to $1 million that cover passengers when the app is active. You may have simultaneous claims against the rideshare driver, the other driver, and multiple insurers - we untangle all of it on your behalf.
Driver Injuries ▾
Rideshare drivers injured in accidents face a complicated insurance landscape - personal policies often exclude commercial use, while Uber and Lyft's coverage applies based on app status at the time of impact. We know these structures inside and out and help injured drivers secure full compensation.
Pedestrian Accidents ▾
Pedestrians struck by Uber or Lyft drivers have the same claims available as vehicle occupants. If the driver's app was active, the commercial policy applies. Pedestrian injuries in rideshare accidents are often catastrophic - we pursue every available dollar including medical expenses, lost wages, and long-term disability damages.
Bicyclist Accidents ▾
Cyclists hit by rideshare drivers face the same exposure as pedestrians with little physical protection. When the driver's app was on, Uber or Lyft's commercial policy covers the claim. We build these cases with medical and accident reconstruction experts to capture the full impact of your injuries.
Multiple Vehicle Collisions ▾
Multi-vehicle crashes involving a rideshare car create multiple overlapping liability and insurance questions across multiple defendants. We coordinate claims against all responsible parties simultaneously - rideshare driver, other drivers, and both insurers - to maximize your overall recovery.
Hit-and-Run Incidents ▾
If a rideshare driver flees the scene, your own uninsured motorist coverage is your primary recourse - but Uber and Lyft's platforms also maintain trip records, GPS data, and driver identification that we can subpoena. Don't assume a hit-and-run rideshare case is unwinnable. Call us immediately.
Fatal / Wrongful Death Accidents ▾
When a rideshare accident takes a life, surviving family members can pursue wrongful death claims for funeral costs, lost income, and loss of companionship. The $1 million commercial policy Uber and Lyft carry means these cases often produce significant recoveries. We represent grieving families with compassion and without pressure.

Our Practice Areas

Serving Florida, Texas, and Arizona. Free consultation on every case.

Car Accident Injuries Slip & Fall Injuries Negligent Security Commercial Vehicle Motorcycle Injuries Rideshare Injuries Pedestrian Injuries Bicycle Injuries
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Lead attorney Ian Duncan is rated by Super Lawyers® for Florida personal injury litigation.
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Frequently Asked

Rideshare Accident FAQ

The questions Florida, Texas, and Arizona rideshare accident victims ask us most - answered plainly. If yours isn't here, call us. It's always free.

I was injured as a passenger in an Uber or Lyft. Who is responsible?
As a passenger, you are in the strongest position of anyone involved in a rideshare accident. Uber and Lyft both carry commercial liability policies up to $1 million that cover passengers when the app is active. You may have simultaneous claims against the rideshare driver, the other driver, and both insurance carriers depending on who caused the crash. Our attorneys untangle these overlapping coverages and pursue every available dollar on your behalf.
What if I was hit by an Uber or Lyft driver while driving my own car?
The coverage available depends on the driver's app status at the time of impact. If the app was on and the driver was en route to a pickup or carrying a passenger, Uber or Lyft's $1 million commercial policy applies. If the app was off, only the driver's personal auto insurance covers the claim. If the app was on but no ride was accepted, a lower contingent liability policy applies. These distinctions significantly affect your recovery - an experienced rideshare attorney is essential.
Does Uber or Lyft's insurance cover me if the other driver caused the accident?
Yes. If a third-party driver caused the accident and their insurance is insufficient, Uber and Lyft's uninsured/underinsured motorist coverage can step in to cover the gap. This is one of the most valuable protections available to rideshare passengers and is frequently overlooked. We review every layer of available coverage to make sure nothing is left on the table.
Can I sue Uber or Lyft directly?
Uber and Lyft classify their drivers as independent contractors, not employees, which limits direct liability against the company in most circumstances. However, their insurance policies still apply regardless of employment classification, and there are circumstances - such as negligent hiring or failure to properly vet drivers - where direct claims against the company may be viable. Our attorneys evaluate every angle of your case to maximize your recovery.
What if the Uber or Lyft driver fled the scene?
If the at-fault rideshare driver fled, your own uninsured motorist coverage is your primary recourse. Additionally, Uber and Lyft's platforms maintain detailed trip records, GPS data, and driver identification - information we can subpoena to identify the driver and establish liability. Do not assume a hit-and-run rideshare case is unwinnable. Contact us immediately.
I was a pedestrian or cyclist hit by a rideshare driver. Do I have a claim?
Yes. Pedestrians and cyclists injured by Uber or Lyft drivers have the same claims available as vehicle occupants. If the driver's app was active, the commercial policy applies. Injuries to pedestrians and cyclists in these cases are often severe - our attorneys pursue maximum compensation including medical expenses, lost wages, pain and suffering, and long-term disability damages.
Should I report the accident through the Uber or Lyft app?
You can report the accident through the app, but do not provide a recorded statement or accept any settlement offer from Uber or Lyft's insurance without speaking to an attorney first. These companies have claims teams trained to minimize payouts. Reporting the incident to preserve the record is fine - negotiating or accepting anything without legal representation is not. Call us first.
How much is my Uber or Lyft accident claim worth?
Rideshare accident claims can be worth significantly more than standard car accident claims because of the higher insurance policy limits involved. With up to $1 million in commercial liability coverage available, serious injury claims in rideshare cases frequently result in six-figure settlements. The value of your specific case depends on the severity of your injuries, medical costs, lost wages, and the circumstances of the accident.
What if the rideshare driver's personal insurance denies the claim?
This is extremely common. Most personal auto insurance policies exclude coverage when the vehicle is used for commercial purposes, including ridesharing. When a driver's personal insurer denies the claim, Uber or Lyft's commercial policy becomes the primary source of recovery - but navigating that transition requires an attorney who understands rideshare insurance structures. We handle these denials routinely.
Does Florida's no-fault law apply to rideshare accidents?
Yes. Florida's no-fault PIP system applies to rideshare accidents just as it does to standard car accidents. Your own PIP coverage handles initial medical bills and lost wages regardless of fault. However, once your injuries meet Florida's serious injury threshold, you can step outside the no-fault system and pursue a full claim against the at-fault driver and the applicable rideshare insurance policy. Most significant rideshare injuries qualify.
How long do I have to file a rideshare accident claim in Florida?
For accidents occurring on or after March 24, 2023, Florida's statute of limitations for personal injury claims is two years from the date of the accident. Missing this deadline permanently ends your right to pursue compensation. Rideshare cases also involve digital evidence - GPS records, trip logs, app data - that must be preserved quickly before it is overwritten or deleted. Contact an attorney as soon as possible.
What evidence should I gather after a rideshare accident?
Document everything at the scene: take photos of all vehicles, injuries, and the accident scene; screenshot your trip details in the app before closing it; get witness contact information; and call 911 to generate a police report. Do not delete the app or your trip history. Save all medical records and bills. The more you preserve immediately, the stronger your case will be.
My accident was months ago. Is it too late to call?
Likely not - Florida's two-year statute means you almost certainly still have time. But the case you can build weakens every week you wait. Rideshare app data, GPS records, and trip logs have retention limits and may already be gone. Witnesses move on. Medical gaps grow. Call us today regardless of when your accident happened - we will tell you exactly where you stand and what evidence may still be recoverable.
Does DIG Law handle rideshare cases in Texas and Arizona too?
Yes. We are licensed and actively practicing in Florida, Texas, and Arizona. Rideshare insurance structures are governed by both state law and Uber and Lyft's corporate policies, which vary by state. Texas and Arizona both carry two-year statutes of limitations for most personal injury claims. Our approach - aggressive representation, thorough evidence gathering, no pressure to settle short - is identical across all three states.
We Get Results

Some of Our Notable Wins

Personal injury from falling construction material
Texting while driving accident result
Delivery truck sideswipe accident result
Choking recovery result
Motorcycle accident result
Pedestrian hit by vehicle accident result
Head-on collision with airbag deployment result
Leaking hotel shower slip and fall result

Actual published case results. Every case is different - past results do not guarantee a similar outcome in your case.

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